Giftcardmall no longer offering $500 Visa Gift Cards?

Giftcardmall recently took two negative steps for those who earn points and miles via Visa gift cards. This includes: 1) Eliminating free shipping. 2) Limiting portal payouts to $2000 of purchases a month. Has Giftcardmall taken another limiting step? The website currently shows that the maximum value for a Visa Gift card is $250. The fee stays the same at $5.95. Is this a glitch, or a permanent change? We'll keep our eyes out regarding this development. P.S. Thanks to Chris K for pointing this out.

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Earn Points Through Credit Card Sign Ups – Part 2: Ten Steps to Follow

Do you want to earn a large number of points and miles for travel? Here are ten steps to earn points and miles through credit card sign ups. When it comes to earning points and miles, the biggest bang for the buck is usually the welcome bonuses offered by credit card companies.  It’s common to see offers of 50,000 – 100,000 points for signing up for a single card.  In this article we’ll share ten steps to consider when you sign up for a credit card.  This article is part of a series in which we lay out steps to save money…

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Poker, Points and Miles

The following are three recent posts which take a mathematical look at points and miles. Placing Our Bet What’s better, a cashback card, or a card that earns transferable, yet cashable points?  To help make the decision, we take an approach more likely to appear at a poker game, than a flyertalk forum.  Read more at https://cafesandalleyways.com/placing-our-bet Is the Discover It Miles Card Really a 3% Card? The Discover It Miles card is touted as a 3% Cashback card. But the first-year value of the Discover it Miles Card needs to be evaluated in terms of how the 3% is delivered: As a…

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How to Value Points and Miles

How much is an American Airline mile worth? What about a Chase Ultimate Reward Point? In this article we’ll layout a simple process for how to value points and miles. Specifically, on how to value points and miles based on your unique travel habits. Travel blogs might value a Citi ThankYou Point between 1.6-1.7 cents a point.  But how much is a Citi Thankyou point worth to you? In this article we share four simple steps on how to value a point or mile.  Without further ado.  Here we go:  Step 1 - Create a List of Ways in Which You Will Potentially…

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Exploring The Discover it Miles Card as a “3%” Card

If you’re someone in the points and miles community, you’ve heard of earning 3% with the Discover Miles It card. But if you go to Discover.com and search for their Discover it Miles “3%” card, you’ll come up empty.  And a reason you won’t find a “3%” card leads to the topic I want to explore.  In what way is this a 3% card? First a quick overview of the card.  When you go to Discover.com, you’ll “discover” that the Discover it Miles Card earns 1.5% cashback on all spending (they call it miles).  So how does a card that earns 1.5% turn into…

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Adding to the Mix – Four Credit Cards to Consider In a Points Earning Strategy

We recently wrote in article in which we compared a cash back card to a card that earns transferable, but cashable points.  For the cashback card we used an imaginary 2% card.  For transferable points we used the Chase Freedom Unlimited.  The article prompted some good discussion.  People brought up cards such as… The Discover it Miles Card at 3%The Amex Blue Business Plus which has the potential to cash out at 2.5%The Citi Double Cash at 2%The Bank of America card at 2.625% Those are four great cards.  Each offers an appealing overall value to the cardholder.  We personally use all four of the above-mentioned cards.  Any of…

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Placing Our Bet: Deciding Between Cash back or Transferable (But Cashable) Points in Today’s Uncertain Environment

In light of current circumstances we’re looking at shifting credit card spending away from cards which earn program-specific points, and aiming them towards either… Cards which earn cashbackCards which earn transferable currencies that can be converted to cash.   The common theme being the ability to go to cash.    With non-essential travel on hold, cash is an appealing option.  But we also like premium travel, and normally get outsized value with transferable currencies.  So, as someone who prioritizes travel, but wants the fallback option of cash, which of the two above options is the best path forward, transferable but cashable points, or…

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Earn Points Through Credit Card Sign Ups- Part 1: Count the Cost

Do you want to earn a large number of points and miles for travel?  If so, the single best piece of advice may be to sign up for a credit card with a big welcome bonus. To learn more, read on! Welcome to the world of points and miles! We’re sharing how ordinary people can travel to extraordinary places with the use of airline miles and hotel points. This post is part of a series on “Getting Started with Points and Miles”. Here are the topics: Getting Started with Points and MilesLook and Learn Before You LeapDecide What Type of Reward Points…

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How Buying Airline Miles Reduced Expenses On Our Trip To Dubai

Buying miles is not part of our normal strategy for award flights, but on our recent trip to Dubai, it made sense.  We decided to fly Emirates business class, and considered two options for how to pay for the award tickets.  Two Options Option #1 - Use Emirates Skyward miles to book the Emirate flight.   This is the most straightforward path.  The total cost for two tickets would be 247,500 Skyward miles plus approximately $1750 in taxes and fees.   In this scenario we would generate the Skyward miles by transferring 247,500 American Express Membership Rewards points, which convert into Skyward miles at a 1:1 transfer ratio. …

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Hilton Extends Weekend Night Certificates

With everything going on, this may be the least of your worries. But in case it effects you, Hilton extends Weekend Night Rewards through August 31st, 2021. These are the free nights earned by holders of the American Express Hilton cards. Here's the text of the email. Dear__________, I wanted to follow up on the recent message you received from our CEO, Chris Nassetta. In addition to the enhancements Hilton communicated, we are extending the expiration date of the Weekend Night Reward(s) you earned as a Hilton Honors American Express Card Member.   We appreciate that you choose to travel with us and…

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