Points+Miles

If you’re someone in the points and miles community, you’ve heard of earning 3% with the Discover Miles It card. But if you go to Discover.com and search for their Discover it Miles “3%” card, you’ll come up empty.  And a reason you won’t find a “3%” card leads to the topic I want to explore.  In what way is this a 3% card? First a quick overview of the card.  When you go to Discover.com, you’ll “discover” that the Discover it Miles Card earns 1.5% cashback on all spending (they call it miles).  So how does a card that earns 1.5% turn into…

We recently wrote in article in which we compared a cash back card to a card that earns transferable, but cashable points.  For the cashback card we used an imaginary 2% card.  For transferable points we used the Chase Freedom Unlimited.  The article prompted some good discussion.  People brought up cards such as… The Discover it Miles Card at 3%The Amex Blue Business Plus which has the potential to cash out at 2.5%The Citi Double Cash at 2%The Bank of America card at 2.625% Those are four great cards.  Each offers an appealing overall value to the cardholder.  We personally use all four of the above-mentioned cards.  Any of…

In light of current circumstances we’re looking at shifting credit card spending away from cards which earn program-specific points, and aiming them towards either… Cards which earn cashbackCards which earn transferable currencies that can be converted to cash.   The common theme being the ability to go to cash.    With non-essential travel on hold, cash is an appealing option.  But we also like premium travel, and normally get outsized value with transferable currencies.  So, as someone who prioritizes travel, but wants the fallback option of cash, which of the two above options is the best path forward, transferable but cashable points, or…

Do you want to earn a large number of points and miles for travel?  If so, the single best piece of advice may be to sign up for a credit card with a big welcome bonus. To learn more, read on! Welcome to the world of points and miles! We’re sharing how ordinary people can travel to extraordinary places with the use of airline miles and hotel points. This post is part of a series on “Getting Started with Points and Miles”. Here are the topics: Getting Started with Points and MilesLook and Learn Before You LeapDecide What Type of Reward Points…

With everything going on, this may be the least of your worries. But in case it effects you, Hilton extends Weekend Night Rewards through August 31st, 2021. These are the free nights earned by holders of the American Express Hilton cards. Here's the text of the email. Dear__________, I wanted to follow up on the recent message you received from our CEO, Chris Nassetta. In addition to the enhancements Hilton communicated, we are extending the expiration date of the Weekend Night Reward(s) you earned as a Hilton Honors American Express Card Member.   We appreciate that you choose to travel with us and…